NOTICE OF DEFAULT AND FORECLOSURE SALE Notice Type: TX - Sale Notice State: Texas County: Harrison Court Case Number: 25TX941-0045 Firm Name: Tromberg, Morris & Partners, PLLC Firm File Number: 25TX941-0045 NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on October 8, 2010, a certain Deed of Trust was executed by Alvin L. Taylor and Thelma L. Taylor as mortgagor in favor of Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Urban Financial Group, its successors and assigns as beneficiary and Alan E. South as trustee, and was recorded on, October 18, 2010, as Instrument No. 2010-000013420 in the Office of the County Clerk, Harrison County, Texas; and WHEREAS, the Deed of Trust was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing act for the purpose of providing single family housing; and WHEREAS, the beneficial interest in the Deed of Trust is now owned by the Secretary pursuant to an assignment dated November 29, 2018, and recorded on January 17, 2019, as Instrument No. 2019-000000523 in the office of the County Clerk, Harrison County, Texas; and WHEREAS, a default has been made in the covenants and conditions of the Deed of Trust in that for a period of longer than twelve (12) consecutive months, a Borrower fails to physically occupy the Property because of physical or mental illness and the Property is not the principal residence of at least one other Borrower; and WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust to be immediately due and payable. NOW, THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of me as Foreclosure Commissioner, recorded on May 16, 2026 as Instrument No. 2026-000005518 notice is hereby given that on July 07, 2026 at 10:00 AM local time, or not later than three hours thereafter, all real and personal property at or used in connection with the following described premises (“Property”) will be sold at public auction to the highest bidder: SEE EXHIBIT “A” Commonly known as: 3596 Fm 968 W, Marshall, TX 75670 The sale will be held at the door of the easternmost entrance to the Harrison County Courthouse, or as designated by the County Commissioners Court. The Secretary of Housing and Urban Development will bid $508,480.32. There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making their bids, all bidders except the Secretary must submit a deposit totaling $50,848.03 in the form of a certified check or cashier’s check made out to the Secretary of HUD. A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of $50,848.03 must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier’s check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them. The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a certified or cashier’s check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due. If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the foreclosure commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant. The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier’s check payable to the Secretary of HUD, before public auction of the property is completed. Tender of payment by certified or cashier’s check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below. Assert and protect your rights as a member of the armed forces of the United States. If you are or your spouse is serving on active military duty, including active military duty as a member of the Texas National Guard or the National Guard of another state or as a member of a reserve component of the armed forces of the United States, please send written notice of the active duty military service to the send of this notice immediately. Date: June 4, 2026 /s Dustin George By: Dustin George Tromberg, Miller, Morris & Partners, PLLC Foreclosure Commissioner 6080 Tennyson Parkway Suite 100 Plano, TX 75024 972-532-0128 Phone 214-291-5507 Fax Exhibit “A” ALL THAT CERTAIN LOT, TRACT OR PARCEL OF LAND SITUATED IN HARRISON COUNTY, TEXAS, ABOUT 7 ½ MILES SOUTHWEST OF THE COURTHOUSE IN THE CITY OF MARSHALL, BEING 2.00 ACRES OF LAND, A PART OF THE JOHN M. DOOR SURVEY, A-4, AND BEING A PART OF THE RESIDUE OF A CALLED 103.3 ACRE TRACT OF LAND DESCRIBED IN A WARRANTY DEED FROM JOHNNIE B. TAYLOR, JR., ET UX, TO ROOSEVELT TAYLOR, ET UX, WHICH IS DATED JULY 13, 1977, AND FILED FOR RECORD IN THE HARRISON COUNTY DEED RECORDS, SAID 103.3 ACRE TRACT BEING THAT SAME LAND DESCRIBED IN A DEED FROM BECHTOLD TO Y. D. HARRISON AND J. O. WOMACK, DATED DECEMBER 19, 1921, AND RECORDED IN VOLUME 103, PAGE 618 OF SAID DEED RECORDS, SAID 2.00 ACRES BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A ½” IRON ROD FOUND IN CONCRETE ON THE NORTH MARGIN OF THE F.M. HIGHWAY NO. 968, AT ITS INTERSECTION WITH THE EST LINE OF SAID 103.3 ACRE TRACT, SAID IRON ROD ALSO BEING THE SOUTHWEST CORNER OF A 2 ACRE TRACT DESCRIBED IN A DEED TO J. E. GRIMES, RECORDED IN VOLUME 549, PAGE 117 OF SAID DEED RECORDS; THENCE SOUTH 77° 18’ 21” WEST, WITH SAID NORTH MARGIN, AT 162.76 FEET PASS A ½” IRON ROD, AND CONTINUING IN ALL, 166.90 FEET TO A WOODEN RIGHT OF WAY MARKER AT A POINT OF CURVATURE ON SAID HWY.; THENCE ALONG A CURVE TO THE RIGHT, HAVING A RADIUS OF 11419.16 FEET, AT A CHORD BEARING AND DISTANCE OF SOUTH 77 ° 30’ 08” WEST, 96.22 FEET TO A ½” IRON ROD FOUND, AND CONTINUING ANOTHER CHORD BEARING AND DISTANCE OF SOUTH 77° 59’ 42” WEST, 8.06 FEET TO A CORNER; THENCE NORTH 7° 42’ 11” WEST, 316.60 FEET TO A CORNER IN A FENCE; THENCE WITH SAID FENCE, (1) NORTH 82° 46’ 35” EAST, 8.10 FEET TO A ½” IRON ROD FOUND, (2) NORTH 82° 44’ 52” EAST, 100.00 FEET TO A ½” IRON ROD FOUND, AND (3) NORTH 82° 51’ 16” EAST, 196.34 FEET TO A ½” IRON ROD FOUND FOR CORNER ON THE EAST LINE OF SAID CALLED 103.3 ACRE TRACT, SAME BEING THE WEST LINE OF SAID GRIMES 2 ACRE TRACT; THENCE SOUTH 0° 59’ 00” EAST, WITH THE COMMON LINE BETWEEN SAID CALLED 103.3 ACRE TRACT AND SAID GRIMES 2 ACRE TRACT, 292.68 FEET TO THE PLACE OF BEGINNING AND CONTAINING 2.00 ACRES OF LAND.